房东 · 中介 · BTR 合作伙伴For landlords, letting agents & BTR

租金不是一纸承诺,
是已经到位的资金。
Not a promise to pay.
Rent that's already in place.

租客预存房租到APA 托管账户,每月付款日自动转给你。Tenants pre-fund rent into a APA escrow account. You're paid automatically on every rent date.

Flat 12, Kensington ·
APA
£18,000
Contractual Rent Date
Monthly Rent Cap£1,500
£0房东 / 中介零费用Cost to landlords & agents
09:00am前示意付款时间*Illustrative payment time*
0理赔与追偿流程Claims or debt recovery
为什么选择Why RentBuddy Pay

为什么用 RentBuddy Pay?Why landlords and agents choose RentBuddy Pay

Contractual Rent Date自动转账Auto-paying
起租前Before move-in已足额到位Fully funded
£0
资金已核验Funds verified12 个月足额12 months in full理赔Claims追偿Recovery
房东费用Landlord fees免费Free
£0
开户费Setup£0
月费Monthly£0
每份租约Per tenancy£0
转账手续费Transfer fees£0
从资金到位到推进From funds to go-ahead即时Instant
等待担保审批Waiting on a guarantor
审核中…Under review…
RentBuddy Pay
资金已到位,可推进Funds in · ready to proceed ✓
租客资料Applicant付款安排清晰Clear payment arrangement
MW
Megan Wang国际学生 · 伦敦International student · London
英国信用记录UK credit history无None
英国担保人UK guarantor无None
12 个月租金预存12 months pre-funded✓
按月自动转账Paid monthly, automatically✓
方案对比How it compares

保单和担保给的是承诺,托管给的是资金。Insurance and guarantors give you a promise.
RentBuddy Pay gives you the funds.

方案一Option 1

租金保障保险Rent guarantee insurance

买保单,出事后理赔。You pay for a policy, then claim.

  • £房东自付保费You pay the premium
  • !需填表、举证、等待审核Forms, evidence and waiting
  • !受除外条款限制Subject to exclusions
房东拿到的是What you get一份赔付承诺A promise to pay out
方案二Option 2

机构担保Guarantor company

租客支付担保费,退款按提供方条款处理。Tenant pays a fee; refunds depend on provider terms.

  • !出现欠租后先行赔付Pays out after arrears arise
  • !随后向租客追偿Then recovers the debt from the tenant
  • !需要等待担保审批Approval takes time
房东拿到的是What you get一份担保承诺A guarantee to pay
RentBuddy Pay资金托管Funds held in escrow

租客预存,按月自动转账Pre-funded by the tenant, paid monthly

租客自己的资金,按月转给你。The tenant's own funds, paid to you monthly.

  • ✓房东 £0 成本£0 cost to landlords
  • ✓租约开始前资金已足额到位Fully funded before the tenancy starts
  • ✓无理赔、无追偿No claims, no debt recovery
  • ✓每月自动到账Paid automatically every month
房东拿到的是What you get已经到位的资金Funds already in place
资金机制How the money works

资金怎么存、怎么转,一目了然。Where the money sits, and how it moves.

租客Tenant用自己的资金预存Pre-funds with own money
存入Deposit
APA
APA Escrow Account客户资金隔离账户Client money held separately
租客 A · Flat 12Tenant A · Flat 12£18,000
租客 B · Studio 4Tenant B · Studio 4£12,600
租客 C · Unit 7Tenant C · Unit 7£21,600
每位租客独立子账本One sub-ledger per tenant
每月合约付款日Each contractual rent date
合约收款方Contracted payee每次一个月租金One month at a time

钱在租客名下,单独记账Held for the tenant

分账及资金权利安排,以正式托管协议为准。Ledger and beneficial-rights arrangements are subject to the final escrow agreement.

租客 ATenant A£18,000
租客 BTenant B£12,600
租客 CTenant C£21,600

合约付款日,自动转账Paid on the Contractual Rent Date

按已确认的支付安排,向合约收款方按月支付。Monthly payments to the contracted payee, under confirmed arrangements.

APA£
08:42£1,500 已到账£1,500 received

出现争议,后台实时跟进Disputes, tracked in your dashboard

Dispute Flag 的处理进度,后台实时可见。Follow every Dispute Flag's progress in your dashboard.

已提交Raised处理中In review已解决Resolved

如果 RentBuddy 停止运营If RentBuddy stops trading

资金与 RentBuddy 自有资产分开。*Held separately from RentBuddy's own assets.*

租客资金Tenant funds
RentBuddy 资产RentBuddy assets
✓我们负责We cover每月租金转账,以实际持有的资金为上限。Monthly rent payments, up to the funds held.
✕不在范围内Not covered损坏、清洁、水电等,仍按租约处理。Damage, cleaning, utilities — these stay under the tenancy.

* 资金安排和处置以适用法律、账户及支付条款、正式协议和有关指令为准。* Funds arrangements and treatment depend on applicable law, account and payment terms, the final agreement and relevant directions.

合作流程How it works for partners

四步完成,起租日首月自动到账。Four steps. First month paid on day one.

1

邀请与确认Invite & confirm

租客 → 房东 / 中介Tenant → you房东 / 中介 → 租客You → tenant

租客邀请你,确认租约并填写收款账户。The tenant invites you. Confirm the tenancy and add your account.租客选择使用后,你可Send租约信息供其确认。For a tenant who has chosen RentBuddy Pay, send the tenancy details to confirm.

2

收款账户核验Account verified

RentBuddy Pay

按确认的服务流程核对收款方和账户信息。Payee and account details checked under the confirmed service process.

3

签署托管协议Sign the escrow agreement

房东 / 中介 · RentBuddy PayYou · RentBuddy Pay

在线签署,确定收款方、付款日和金额。Sign online: payee, rent date and amount.

4

资金到位,按月转账Funded, then paid monthly

租客 · APA · 房东Tenant · APA · you

租客存入资金,起租日首月到账。The tenant funds the account. First month paid on day one.

由租客自愿选择Chosen by the tenant

本服务由租客自愿选择,绝不作为租约条件。拟议安排中,房东每次只在租金到期日收到不超过一个月的租金;适用范围和正式协议须先确认。Use is voluntary and never a tenancy condition. Under the proposed arrangement, landlords receive no more than one month’s rent on each due date; eligibility and the final agreement must first be confirmed.

让每一份租约,
都从到位的资金开始。
Start every tenancy
with the funds already in place.

房东、中介和 BTR 运营方均可免费接入。Free for landlords, letting agents and BTR operators.

Questions? Ask the service guide